Four Counties Horse Trailer Rescue
On average, horseboxes need assistance at least once a year.
When the time comes will you receive;
- Roadside assistance?
- A Recovery service taking care of the trailer and horses
- Emergency Travel or Accommodation?
- A Message service to contact your friends or family?
Or will you be stranded for hours with distressed animals on busy motorways or dangerous country roads?
What happens to you and your horse if your horse trailer breaks down, or if you have an accident and are unable to get home?
What happens if you need emergency veterinary assistance, miles away from home?
Who would arrange overnight accommodation for you and your horse if you suddenly needed it?
If the trailer cannot be towed as a result of a breakdown, which occurs during the course of a journey and more than one mile from your home, we will provide the services shown on the schedule, as long as the appropriate premium has been paid.
We will provide cover for any breakdown and any costs involved with the breakdown, which occur during the period of insurance and within the territorial limits.
We will arrange help at the scene of the breakdown and will arrange and pay call-out fees and labour charges needed to repair the trailer. If the trailer cannot be repaired at the scene of the breakdown, we will arrange and pay the cost of taking the trailer and horse(s) from the place where the trailer has broken down to the nearest available garage.
This benefit is designed to cover small emergency repairs. It will not cover the cost of any parts or materials. Any work, which is not carried out at the roadside, is not covered. It is provided under a separate contract between yourself and the garage.
If the trailer cannot be repaired at the scene of the breakdown, we will arrange and pay the cost of taking the trailer and horse(s) from the place where the trailer has broken down to any one place you choose.
Alternative Travel or Overnight Hotel Accommodation
If the trailer breaks down while you are more than 50 miles from your home, and it cannot be repaired at the roadside or at a garage during the same day, we will refund the cost of alternative travel arrangements or necessary emergency overnight accommodation for horse(s), you and up to 5 passengers.
The most we will pay will be up to £250 for:
- alternative road, rail travel or trailer hire to allow you and you party to reach your destination and return; or
- one night's hotel accommodation for you and up to 5 passengers, including stabling costs for horse(s). (The amount we will refund will only be for the rooms) we will not pay any amount for meals or drinks.
Before you arrange alternative travel you must call the Rescue Control Centre for their agreement. We will only refund amounts covered by this insurance if we receive valid invoices and receipts.
If the trailer breaks down at your home or within one mile of your home, we will arrange assistance and pay call-out fees and labour charges needed to repair the trailer. If the trailer cannot be repaired at the scene of the breakdown, we will pay the cost of taking the trailer to the nearest available garage.
On request we will pass a message on to your family or colleagues to let them know about your situation.
UK Cover only – for Horse Trailers under 20 years old.
Policy Underwritten by Equity Red Star
If you wish to proceed with cover, please click here and complete our cover request form. Alternatively, please contact the office on 01536 486060.
Looking for other Equine Insurance, please click the links below for further details and quotations: