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Four Counties Motorcycle Race Transporter Vehicles – Guidance about acceptable risks

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• Drivers

• Maximum of 5 named drivers (including Proposer)

• No drivers under 25 years of age

• All drivers must have held full UK driving licences for more than 3 years
   

• Vehicles

• Must only be used for carriage of motorcycles - no car or go-kart transporters

• Must be registered in the UK

• Vehicles with more than 6 seats are not acceptable

• Maximum GVW - 7.5 Tonnes 
   

• Use

• Social, domestic & pleasure only - refer any business use
   

• Mileage

• Maximum annual mileage is 8,000 per annum
   

• Convictions

• Refer AC, CD, DD, DR, IN, UT

• Accept up to two minor convictions (in total), CU, LC, MS, MW, PC, PL, SP & TS

• Refer more than two convictions

• Rehabilitated convictions to be ignored

• Refer any non-motoring convictions
   

• Accident / Claim Record

•  Refer any fire or theft claim from the garaging address.

• Refer 2 or more fault incidents, or any claim in excess in excess of £5000
   

• Foreign Use (Green Card)

• Up to 30 days annually, £20 per week or part thereof
   

• Maximum values

• TPO – n/a

• TPFT - £10,000

• COMP - £30,000 (excess value charge for vehicles over £10,000)
   

• Excess

• All policies £250 ADF&T
   

• Cancellation

• Period In Force  Refund

• Up to:

•      1 month      75%

•      2 months     60%

•      3 months     50%                               

•      4 months     40%

•      5 months     30%

•      6 months     25%

•      7 months     20%

•      8 months     10%

•      Over 8 months   No refund
   

• Garaging

• The vehicles must be kept off road and vehicles parked on the public highway whilst not in use are unacceptable

• Note: Refer if not kept at the home address

• Exclusions

• Driving Other Cars benefit

• Glass cover

• Personal Effects benefit
   

• Introductory Discount

• A 10% introductory discount can be allowed subject to the proposer holding a current PC/CV policy and this earning a minimum of 3 years earned NCB and being claim free for the same period.
   

• Occupations

• The following occupations are not acceptable: 

• Entertainment Profession.

• Professional Sports Person

• Unemployed
   

• Security 

• Anything valued over £15,000 minimum thatcham category two

• Vehicles between £5,000 and £15,000 must be fitted with a battery isolator or fuel cut off switch