If You Are Looking For Financial Advice, You Need Someone You Can Trust

Four Counties are pleased to recommend Kim George and Go-IFA for independent financial advice

Call Kim George on 01480 700978

5 REASONS                                    
ADVISER          U                                     L           ES             
Many people think that financial advice is only required by the very rich. However, everyone can benefit from it. Not only can it help you protect and build your assets, it can help you make the most of your investments and help secure
you and your family’s long term future.

No 1: To protect your family
There are a lot of people trying to sell you insurance of one type or another but an adviser can tell you which on is actually worth buying. They will assess your position and guide you through the best option to protect yourself and your family – regardless of whether you are single, married, have children or they have long left home. Whatever your needs, an adviser can help ensure personal tragedy does not turn into financial crisis.
No 2: To help plan your spending and saving
To secure your long-term future you need to build some assets, initially to get you through the rainy days and then to pay for holidays and luxuries.
Step one is to plan your spending so that you begin to save – and step two is to plan that saving so that you can build your wealth as efficiently as possible. Regardless of whether you have £10 or £10,000 a financial adviser will look at your situation and find the best starting point for you.
As you progress through life, you begin to build your assets and your income begins to increase. You then start considering how you can enhance your position rather than simply consolidating it. This could mean anything from looking to retire early through to paying school fees or investing in overseas property. However, as your dreams evolve, a financial adviser can help assess what is realistically possible – and put the best plan in place to help you achieve it.
No 3: To help you plan for retirement
Once you have sorted out your short-term saving needs you can then start thinking about the long-term and most people these days realise they cannot rely on the State for more than the absolute basics. However, planning for retirement is a complex business and there are many different options available.
Pensions have come a long way in terms of flexibility and transparency in recent years and now offer a wide range of investment options. A financial adviser will not only help sift through the many rules and product options but also help construct a portfolio to maximise your long-term prospects.
No 4: To secure your house
The mortgage market was complicated enough already, with its discounts and variables, AERs and caps, indemnities and early redemption fees. Then the credit crunch hit and things have got even worse. However, buying a house is still one of the most expensive decisions we make and the vast majority of us need a mortgage.
A financial adviser could save you thousands, particularly at times like this. Not only can they seek out the best rates, they can help you assess sensible levels of borrowing, make the most of your deposit and might also find lenders who would otherwise not be available to you.
No 5: Peace of mind
Money is a complicated subject and there are many things you need to think about to both protect it and make the most of it. Markets are volatile and the media is prone to exaggeration of both the risks and the rewards
Employing a good financial adviser can take the emphasis away from you and move it to the hands of an expert. Whether you need general, practical advice or a specialist with dedicated expertise, the money you invest in taking advice could be paid back many times over in the long term.
If you would like to take a closer look at your own circumstances and discuss the best mix of investments to meet your needs please contact us

The contents of this document do not constitute advice and should not be taken as a recommendation to purchase or invest in any financial product. The value of a market investment can go down as well as up and you may not get back the full amount, particularly in the short term. Before taking any decisions, we suggest you seek advice from a qualified financial adviser.
Unit 1
Basepoint Business Park
Oakfield Close
GL20 8SD
Direct line: 0844 826 2584 (or 01684 851207)