A Guide To Reducing Risk To Your High Value Home

We have selected only the finest insurance products to ensure that your home has the levels of cover required to restore it to its former glory if the need arise. But there are some measures you can take to reduce the risks yourself:

  • Fit a highly sensitive smoke detection system. Many fire claims, and indeed lives lost, can be reduced if only smoke detectors had been fitted. Catching a fire at the very early stages when perhaps something is just overheating or smouldering can save not only lives, thousands of pounds, but also the fabric of your home.
  • Ensure you have suitable fire fighting equipment to hand such as fire blankets and extinguishers.
  • Review your properties security and think about the installation of an intruder alarm, outside lighting and surveillance. Also think about the level of physical protection such as good quality deadlocks on all external doors and windows. Your local Police or a security professional would be able to advise you on the most appropriate methods.
  • Get your contents valued every three to five years, but you should review annually to take into account any purchases or major rises in value of particular items. These days, high value assets are far more diverse than traditional "family heirlooms" such as art and antiques, so consider the value of everything from wine collections to designer labeled clothing.
  • Remember to inform your broker of any recent purchases or increase in value of possessions.
Safety Checklist

Guards for open fires

Smoke detectors fitted

Heating regularly serviced

Chimneys swept

Pipes properly lagged

Know where main stopcock is

Burglar alarm

Call-in organised when away

Neighbourhood watch member

Valuable items in safe deposit

Outbuildings properly locked

Tools locked away

Bicycles locked up

Ladders chained up

Exclusions and limitations apply.


We Can Cover:


We can also cover log cabins, kit homes, Wimpey no-fines houses and homes with flat roofs