A Guide To Reducing Risk To Your Unoccupied Home

We have several markets available to us to ensure that your property has the right levels of cover. But there are some measures you can take to reduce the risks yourself:

  • Unoccupied buildings or empty property should be inspected on a regular basis. If you find any damage (such as a broken window pane) repair it as soon as possible.
  • Ask someone to keep an eye on the property for you, give them your mobile number so as they can call you if needed.
  • Clear the garden and surrounds of the house of any rubbish in particular combustible material should be removed and disposed of properly.
  • Avoid the build-up of junk mail, as this is a fire risk. If you are not expecting any mail, consider sealing up the letterbox.
  • Drain the water system and turn off the supply at the stopcock.
  • Switch off the electrics.
  • Review your properties security and think about the installation of an intruder alarm, outside lighting and surveillance. Also think about the level of physical protection such as good quality deadlocks on all external doors and windows. Your local Police or a security professional would be able to advise you on the most appropriate methods.
Safety Checklist

Guards for open fires

Smoke detectors fitted

Heating regularly serviced

Chimneys swept

Pipes properly lagged

Know where main stopcock is

Burglar alarm

Call-in organised when away

Neighbourhood watch member

Valuable items in safe deposit

Outbuildings properly locked

Tools locked away

Bicycles locked up

Ladders chained up

Exclusions and limitations apply.


We Can Cover:


We can also cover log cabins, kit homes, Wimpey no-fines houses and homes with flat roofs