Motorcycle Race Transporter Vehicles – To get a quote online, we will assume the following:
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- Drivers
- Maximum of 5 named drivers (including Proposer)
- No drivers under 25 years of age
- All drivers must have held full UK driving licences for more than 3 years
- Vehicles
- Must only be used for carriage of motorcycles - no car or go-kart
- Must be registered in the UK
- Vehicles with more than 6 seats are not acceptable
- Maximum GVW - 7.5 Tonnes
- Use
- Social, domestic & pleasure only - refer any business use
- Mileage
- Maximum annual mileage is 8,000 per annum
- Convictions
- Refer AC, CD, DD, DR, IN, UT
- Accept up to two minor convictions (in total), CU, LC, MS, MW, PC, PL, SP & TS
- Refer more than two convictions
- Rehabilitated convictions to be ignored
- Refer any non-motoring convictions
- Accident / Claim Record
- Refer any fire or theft claim from the garaging address.
- Refer 2 or more fault incidents, or any claim in excess in excess of £5000.
- Foreign Use (Green Card)
- Up to 30 days annually. Additional premium is £20 per week or part thereof
- Maximum values
- Third Party Only – Not applicable
- Third party fire & theft - £10,000
- Comprehensive - £30,000
- Excess
- All policies £250 Accidental damage, fire & theft excess
- Cancellation
- Period In Force Refund
- Up to:
- 1 month 75%
- 2 months 60%
- 3 months 50%
- 4 months 40%
- 5 months 30%
- 6 months 25%
- 7 months 20%
- 8 months 10%
- Over 8 months No refund
- Garaging
- The vehicles must be kept off road - vehicles parked on the public highway whilst not in use are unacceptable.
- Note: Refer if not kept at the home address.
- Exclusions
- Driving Other Cars benefit.
- Glass cover.
- Personal Effects benefit.
- Introductory Discount
- A 10% introductory discount can be allowed subject to the proposer holding a current Private Car or Commercial Vehicle policy and this earning a minimum of 3 years earned No Claims Discount and being claim free for the same period.
- Occupations
- The following occupations are not acceptable:
- Entertainment Profession.
- Professional Sports Person.
- Unemployed.
- Security
- Anything valued over £15,000 must have a Thatcham Category 2 security device.
- Vehicles between £5,000 and £15,000 must be fitted with a battery isolator or fuel cut off switch.
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